Pricing
Never get caught short at tax time again. Coffer tracks every payment you receive and ringfences the tax automatically.
Save 17% with annual: pay for ten months, get twelve.
The complete product. You enter it, Coffer does the math.
3 months free, then $8/month. Locked for life.
Coffer connects to your bank and moves the money for you.
Pricing announced with open banking.
A flat subscription, never a percentage of what you earn. All prices in NZD, quoted excluding GST. Annual is ten times the monthly price: pay for ten months, get twelve.
Every feature, side by side.
| Feature | Core | Auto |
|---|---|---|
| Invoicing | ||
| NZ tax invoices (PDF and email) | ||
| Quotes, converted to invoices in a click | ||
| Expense tracking, with attached receipts | ||
| Time tracking, with invoice-from-hours(Coming soon) | ||
For Coffer's first 49 customers
If you are one of Coffer's first 49 customers, you start with 3 months free, then your rate is locked at $8/month +GST for as long as your subscription stays active. Everything added to Core along the way is covered by the rate you locked.
No countdowns. No surprise charges. No raising prices on the people who backed Coffer first.
As one of Coffer's first 49 customers you start with three months free, rather than one. After the founding wave, every plan starts with a one-month free trial. Cancel anytime, in a couple of clicks, no questions asked. We would rather you stayed because Coffer is useful than because leaving felt awkward.
Coffer is a tool for running your business, so your subscription is a business expense. If you are GST-registered, the GST on it is a credit you claim back on your return, and the rest is deductible against your income tax like any other business cost.
How it applies depends on your situation; your accountant can confirm the detail.
Coffer is built for NZ sole traders today. Limited-company support, with company-tax math and a shareholder current account, is on the roadmap and will come with its own plan. Join the waitlist and we will tell you when it is ready.
Yes. All prices are New Zealand dollars and are quoted excluding GST, the standard convention for business-to-business subscriptions. GST is added at checkout.
One boundary: Core shows you what is yours to spend, and Auto moves the money for you. Everything else, including every tax calculation, is in both plans. Pay for the automation only if you want it.
Auto unlocks once Coffer's bank connectivity is live. Until then, Core is the plan on sale. You will not be moved onto a higher plan without opting in.
You can export your records as CSV any time and hand those to your accountant today. A read-only portal they can log into directly, on every plan rather than just the top one, is on the roadmap. They will not need their own Coffer account.
Core is the only plan on sale right now. When Auto arrives you will be able to move up to it whenever you like; you will never be moved onto a higher plan without opting in.
Yes. Cancel in a couple of clicks whenever you like. Your plan runs to the end of what you have paid for and does not renew. No phone calls, no retention flows.
No. The subscription is flat. Coffer never holds your money and never takes a percentage of what you earn. That is the point of the product.
Coffer is a business tool, so the subscription is a business expense. If you are GST-registered you claim the GST back on your return, and the rest is deductible against your income tax. How it applies depends on your situation; your accountant can confirm.
Signing in creates your account. Start free, no card needed to begin, and see what is actually yours to spend.
| No invoice or client caps |
| Tax math | ||
| GST and income tax ringfencing | ||
| ACC levy ringfencing | ||
| IRD due date tracking | ||
| Money | ||
| Yours-to-spend dashboard | ||
| Operating-account tracking with overdraft headroom | ||
| Pots with optional hard-lock | ||
| Working with your accountant | ||
| CSV export of your records, any time | ||
| Accountant portal (read-only access)(Coming soon) | ||
| Bank automation | ||
| Bank connection (automatic balance updates) | ||
| Automatic payment matching | ||
| Receipt capture, paired with the right transaction | ||
| Auto set-aside on every payment | ||
| Available-balance check before every transfer | ||
| Audit trail with one-click reversal | ||